Scott Zoldi is a Vice President of Analytic Science at FICO responsible for the analytic development of FICO’s transaction analytics products and solutions, including the FICO™ Falcon® Fraud Manager product which protects about two thirds of the world’s payment card transactions from fraud. While at FICO, Scott has been responsible for authoring 54 analytic patents with 34 granted and 20 in process related to fraud and streaming transaction analytics. Scott is actively involved in the development of new analytic products and Big Data analytics applications, many of which leverage new streaming analytic innovations such as adaptive analytics, global intelligent profiles, and self-calibrating analytics. Scott is most recently focused on the applications of streaming self-learning analytics to allow for real-time detection of Cyber Security attack. Scott received his Ph.D. in theoretical and computational physics from Duke University. Scott also serves on the Board of Directors of the San Diego Cyber Center of Excellence.